This week our question is an simple, but necessary one – do you budget for Christmas?

• Do you start saving months earlier for all the extra Christmas expenses?
• Do you just wing it and hope for the best?
• Do you set a gift limit per person?

In years past, I used to start putting aside money from July with the aim to be done with shopping by the end of November.

These days I have a general idea in my mind and I try not to exceed it. I stay within if I don’t go to the shops too much so I try and stay away unless absolutely necessary.

We also set a per person limit on gifts and stick relatively close to that number.

I’m actually trying to introduce a Secret Santa thing which nobody was in favour of this year. I’ll try again next year 🙂 as I really feel that less is more, especially since I have these two cuties.

Tell me what works for you and your family, budgeting-wise.